Buy your first home in Portugal before the guarantee and tax exemption windows close — 31 December 2026.
If you're under 35, becoming (or already) a Portuguese tax resident, and buying your first permanent home, IMT Jovem could mean 0% down and a full tax exemption — but only if you get it right, and only if you move before the deadline.
I bought my own home here in 83 days and paid a lawyer and accountant a lot to learn what most guides get wrong. This is everything I wish I'd had, built specifically for this scheme.
What's included:
The full guide — eligibility, the real deadline (it's actually two schemes, not one), what to expect from banks and brokers, the mistakes that cost people their exemption, and where your money actually goes
Buying-process checklist, start to finish
Document checklist, organized by category
Month-by-month planner (fillable + auto-calculating spreadsheet)
Post-purchase & moving checklist
Questions to ask your agent and lawyer — since not all of them know this scheme well
Mortgage offer comparison spreadsheet
Delivered instantly as a download after purchase.
This isn't legal or financial advice — it's what I learned going through the process myself, built to help you avoid the same mistakes.
Buy your first home in Portugal before the guarantee and tax exemption windows close — 31 December 2026.
If you're under 35, becoming (or already) a Portuguese tax resident, and buying your first permanent home, IMT Jovem could mean 0% down and a full tax exemption — but only if you get it right, and only if you move before the deadline.
I bought my own home here in 83 days and paid a lawyer and accountant a lot to learn what most guides get wrong. This is everything I wish I'd had, built specifically for this scheme.
What's included:
The full guide — eligibility, the real deadline (it's actually two schemes, not one), what to expect from banks and brokers, the mistakes that cost people their exemption, and where your money actually goes
Buying-process checklist, start to finish
Document checklist, organized by category
Month-by-month planner (fillable + auto-calculating spreadsheet)
Post-purchase & moving checklist
Questions to ask your agent and lawyer — since not all of them know this scheme well
Mortgage offer comparison spreadsheet
Delivered instantly as a download after purchase.
This isn't legal or financial advice — it's what I learned going through the process myself, built to help you avoid the same mistakes.
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